Debt Review & Debt Restructuring

Debt Review & Debt Restructuring

Debt challenges can affect every aspect of your life — from your financial security to your personal wellbeing. Navigating these difficulties alone can be overwhelming.

At EDJ ATTORNEYS INC, we provide legal services  to help individuals, businesses, and registered debt counsellors manage the court processes that arise during debt review. We work alongside NCR-registered debt counsellors to ensure that proposals are properly placed before the Magistrates’ Court, that consent orders are correctly issued, and that disputes are resolved in line with the law.

Our role as attorneys is to offer legal protection and representation — whether you are a consumer seeking confirmation of a debt rearrangement plan, a debt counsellor requiring court support for applications, or a credit provider responding to such matters. By handling the legal processes effectively, we help restore stability, clarity, and fairness to all parties involved.

Inviduals and businesses regain stability by negotiating fair repayment plans and offering legal protection from creditors.

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Our Services

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Section 87 Applications

Drafting and moving Magistrates’ Court applications for debt rearrangement orders.

Opposed Applications

epresentation in contested matters, including Section 86(10) terminations and Section 86(11) resumptions.

Rescissions & Variations

Assisting with the amendment or rescission of existing debt rearrangement orders.

Consumer Representation

Advising consumers (in cooperation with their registered debt counsellor) on their legal rights during the debt review process.

Debt Counsellor Support

Drafting legal documents, appearing in court, and managing opposed matters on instruction from registered debt counsellors.

Clearance Certificate Disputes

Legal advice and representation where disputes arise around Section 71 clearance certificates.

Why Choose Us

We provide clear, confidential, and practical solutions that allow you to rebuild your financial security with peace of mind.